Special Spring Rate!Improve your home or consolidate debt with our limited-time Home Equity rate, as low as 6.10% APR (vs. 8%!) Click Here The NEW NCU Scholarship Program We’re excited to offer this new program to members looking to finance future education of various types! Learn more today. Click Here Adventure Awaits!We’ll help you finance RV’s, ATV’s/UTV’s and more. Apply Today Secure. Seamless. Stylish.The NCU Debit card makes paying a breeze. Shop at over 60+ million places. Learn More Find The Perfect Student LoanPersonalized rates from 20+ student lenders, through 1 form, in under 3 minutes. Find My Rates Effortless Banking, AnytimeUse online or mobile banking today and take NCU with you 24/7. Click Here Northwoods Credit Union: Loans Given, Dreams Realized. Apply for a Loan Credit Cards Home Loans Auto Loans News What Our Members Mean To Us We are nothing without our values, our story, and our communities. Learn About them All