Special Spring Rate!Special Spring Rate!Improve your home or consolidate debt with our limited-time Home Equity rate, as low as 6.10% APR (vs. 8%!)Click Here88th Annual Meeting88th Annual MeetingJoin us on Tuesday, May 6th, at the Cloquet Public Library!Read MoreClear The ClutterClear The Clutter!Our 18th Annual Shred & E-Shred Event is happening Friday, May 9th.Read MoreAdventure Awaits!Adventure Awaits!We'll help you finance RV's, ATV's/UTV's and more.Apply TodaySecure. Seamless. Stylish.Secure. Seamless. Stylish.The NCU Debit card makes paying a breeze. Shop at over 60+ million places.Learn MoreFind The Perfect Student LoanFind The Perfect Student LoanPersonalized rates from 20+ student lenders, through 1 form, in under 3 minutes.Find My Rates Northwoods Credit Union: Loans Given, Dreams Realized. Apply for a Loan Credit Cards Home Loans Auto Loans News What Our Members Mean To Us We are nothing without our values, our story, and our communities. Learn About them All