Rates Locations & HoursLost or Stolen CardContact 1-888-458-0975 ncu@northwoodscu.org
ONLINE BANKING CENTER   

Forgot Your Password?

ONLINE BANKING CENTER


Forgot Your Password?

Our Story and Membership

Northwoods Credit Union started back in 1936 in a small trailer on paper mill property. There were 5 paper mill employees with a vision of offering fairly priced products and excellent member service to their hard working, blue collar coworkers. Over the years we’ve changed names and locations but we still focus on providing exceptional member service and fairly priced products to our members. Our vision is to build life-long relationships, one member at a time.

Humble beginnings

Northwest Paper Employees Credit Union opened in a small trailer on mill property. We grew so fast, that same year we moved into a larger space inside the mill.

A new name

We changed our name to Potlatch Employees Credit Union.

Moving up

We moved in to our newly constructed office on Avenue B.

A big expansion

The mill sold again, we changed our name to Northwoods Credit Union and expanded our membership group to include many area businesses.

Carlton expansion

We expanded our Avenue B office and opened in an office in Carlton at 199 Chestnut Ave.

Cloquet move

The Carlton Office relocated to 902 Stanley Avenue, Cloquet.

Moose Lake expansion

Our Moose Lake Office opened at 90 Arrowhead Lane.

Floodwood merger

Merged with Floodwood Area Credit Union at 224 W. Hwy. 2.

Membership with Northwoods Credit Union

If you live, work, go to school, volunteer, or attend church in Carlton, Pine or St Louis County as well as the following townships, and cities or towns incorporated therein: Floodwood; Alborn; Arrowhead; Halden; Fine Lakes; Prairie Lake; Unorganized 52-21; Unorganized 52-22; Ball Bluff; Feeley; Saginaw; Wawina; Goodland; Cedar Valley; Van Buren; Ness; Meadowlands; Payne; Elmer; Toivola; Kelsey; Culver; and Stoney Brook you are now eligible to open an account at Northwoods Credit Union!

We hope that you continue to tell your family, friends and coworkers about us and our new membership eligibility. We will continue to serve the employees of our Select Employer Groups and develop new services and products based on their needs. We take pride in providing personal service to you and your families and will continue to do so.

We continue to serve the employees of the following Select Employer Groups

We take great pride in providing service to you and your families and will continue to do so.

  • Carlton County Employees
  • Carlton School District
  • Casino Pizza & Sub Shop
  • City of Carlton/Carlton Fire Department
  • City of Wrenshall / Wrenshall Fire Department
  • Potlatch
  • Cloquet Terminal Railroad
  • Cloquet Transit / LCS Coaches
  • Community Printing
  • Esko School District
  • Inter-Faith Care Center
  • Cloquet Ford-Chrysler Center
  • RAM Mutual Insurance Company
  • Ray Riihiluoma, Inc
  • Re/Max of Cloquet
  • Sappi Fine Paper
  • Upper Lakes Foods
  • WKLK Radio Station
  • VFW of Carlton Members

The Credit Union Difference

Credit Unions are not for profit cooperatives owned by our members. We are in existence to serve our members, not a group of stockholders. Every one of our members has an equal vote in credit union elections, which are typically held at our Annual Meeting. Because we don’t have to pay a group of stockholders, we are able to pay our members a higher rate of return on their savings and charge less in interest and fees on loans and other financial products.

Learn more about our
Loyalty Choice Rewards Checking

Get rewarded for what you’re probably already doing!

Apply 24/7 via the link below.
LOAN APPLICATION

Loans Given.
Dreams Realized.

Make the move to
NORTHWOODS CU

Start the process today by downloading our switch kit.