Loan Rates

Loan Type	Terms	APR*	Monthly Payment per $1000 borrowed - Maximum Term
New & Used Autos and Motorcycles1	Up to 84 Months3	2.74% to 17.95%2	$13.10 - $20.99
New & Used Recreation Vehicle Loans4 ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment	Up to 180 Months3	3.70% to 17.95%2	$7.25 - $16.08

1 Up to 125% financing on new autos for qualified members and up to 125% financing of the NADA average retail value on used autos for qualified borrowers.
2 Rates are determined based on the creditworthiness of the applicant.
3 Terms are determined based on the creditworthiness of the applicant and by the loan amount.
4 Up to 125% financing on new for qualified members and up to 125% financing of the NADA average retail value on used for qualified borrowers.

Loan Type	Terms	APR* As Low As	Monthly Payment per $1000 borrowed - Maximum Term
Unsecured Loan	Up to 60 Months3	9.95% to 17.95%2	$21.22 - $25.37

*APR = Annual Percentage Rate
Payment Example: $2,000 at 10.45% for 24 months equals $92.74.
Rates based on creditworthiness. Rates range from 10.45% APR to 17.95%
Repayment terms of 3% of outstanding balance or $50, whichever is greater.