Skip A Pay

Feeling a squeeze on your budget? Our Skip-A-Payment may be just what you need. Qualified members can skip their loan payment up to once per year.

Skip A Payment Application

Please complete this form and it will be sent to your loan officer. The loan officer will contact you within 5 business days to let you know when your Skip-A-Payment has been approved. Please continue to make your payments as you normally would until you hear from a loan officer.

*Not all applicants will qualify. Interest will continue to accrue during time payment is not made and may add to the length of the loan repayment terms. GAP claims may be affected by skipped payments. See your GAP agreement for more information.

Skip A Pay

Which month would you like to skip?*
Please allow at least 10 days before your next pay date.
Normal Payment Method*
- Payroll Deduction
- Cash/Personal Check/Homebanking
- Auto Withdrawal From Another Institution
- Auto Transfer From NCU Account
Please pay my $25.00 fee*
- by debiting my Checking Account
- by debiting my Savings Account
Name
First Last
Address
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Phone
Email
Member Number*
Loan Number*
Agreement*
- Yes, I accept the Skip-A-Payment (SAP) offer of 1 monthly, 2 bi-weekly/semi-monthly or 4 weekly payments for my selected month and I have marked the month I choose. I understand that by skipping this payment my loan terms will be extended by one month and that the interest (finance charges) will continue to accrue on the unpaid balance of my loan, resulting in an increase in my final payment. I also understand that Northwoods Credit Union is not able to extend this offer to Mortgage Loans, Line of Credit Loans, Wise Choice Auto Financing, Workout Loans, Holiday Loans, Overdraft Loans, Visa, loans with late payments in the past six months, loans opened within the last 6 months. Only 1 skip a pay per year. If refinanced or traded in, SAP may not be used until after 1st payment is made. Other restrictions may apply. Membership eligibility required.
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Important Notes

Northwoods Credit Union is not able to extend this offer to the following types of loans; mortgage, line of credit, workout, holiday, overdraft, wise choice auto financing, loans with late payments in the past six months and/or loans opened within the last 6 months. Only 1 Skip-A-Pay allowed per loan, per year. If refinanced or traded in-SAP may not be used until after 1st payment is made. Other restrictions may apply. Membership eligibility required.

INFO

Have questions? Contact us today to learn more about our Skip A Pay program or speak to a member of our team.

Skip A Pay

Skip A Payment Application

Please complete this form and it will be sent to your loan officer. The loan officer will contact you within 5 business days to let you know when your Skip-A-Payment has been approved. Please continue to make your payments as you normally would until you hear from a loan officer.

Skip A Pay

Important Notes

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