Line of Credit

A Line of Credit loan is a personal loan that puts YOU in control of your finances. It’s similar to a credit card — without the high interest rates or crazy fees.

*Click For Disclosures and Rates

A Variety of Uses

  • Financial emergencies
  • School expenses
  • Home improvements
  • Unexpected expenses & repairs
  • Pay off high interest rate credit cards
  • Tie to your checking account to protect from overdrafts

If none of the above apply, discontinue your application and please call us for more information.

To apply, you must be eligible for membership at Northwoods Credit Union. Please review our membership criteria before continuing.

Line Of Credit Competitive Annual Percentage Rates

Competitive annual percentage rates right here in northern Minnesota

Line Of Credit No Annual Or Application Fees

No annual or application fees

Icon Line Of Credit Easy Access To Checking Account With An NCU Debit Card Icon

Easy access to your checking with the Northwoods Credit Union debit card

Line Of Credit No Collateral Required

No collateral required

Line Of Credit Fast Access To Your Money

Fast access to your money

Line Of Credit Free Online Banking and Bill Pay

Free online banking and bill pay

Line Of Credit Free Online Banking and Bill Pay at NCU

Free eStatements

Line Of Credit Free Account Alerts To Your Email with Northwoods Credit Union

Set up free account alerts to email you when you've exceeded your LOC or when it reaches a certain balance

Line Of Credit Debt Protection Available with Northwoods Credit Union

Debt Protection available

*Data carrier rates & fees may apply

Debt Protection

Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances. Download our info packet to learn more.

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