Types of Credit Union Home Loans
Buying a house is one of the most important decisions you’ll ever make. We’re happy to help you with your first or next home loan! We offer a variety of options, with flexible terms and very competitive rates.
We can even help you get pre-approved so you know exactly how much home you can buy.*
*Not all applicants will qualify
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Home Equity Loans
If you need funds to cover unexpected or major expenses — from home repairs to medical emergencies — look no further than the equity built in your home.
Let Northwoods CU turn it into a loan for anything you need. We make it easy with competitive rates, flexible terms, and quick local decisions for fast results.
- Use your home equity to get the funds you need
- Competitive rates
- Flexible terms and affordable payments
- Local decision-making
- Professional, friendly service from people you know
- Interest typically tax deductible*
- Take steps to protect you and your family in case something unforeseen happens with Debt Protection
*Ask a tax advisor
Home Equity Loan Line of Credit
If you need funds to cover unexpected or major expenses — from home repairs to medical emergencies — look no further than the equity built in your home.
Let Northwoods CU turn it into a loan for anything you need. We make it easy with competitive rates, flexible terms, and quick local decisions for fast results.
- Use your home equity to get the funds you need
- Competitive rates
- Flexible terms and affordable payments
- Local decision-making
- Professional, friendly service from people you know
- Interest typically tax deductible*
- Take steps to protect you and your family in case something unforeseen happens with Debt Protection
- *Ask a tax advisor
Conventional Loans
Fixed interest rate and flexible term options with as low as 5% down
HomeReady Mortgage Loans
FHA Loans
VA Loans
Great option for our military including veterans, servicemembers, and eligible surviving spouses with 0% down and no private mortgage insurance required
USDA Rural Development Loans
Bare Land/Recreational Land Loans
Purchase hunting land or land to build on in the future. Minimum 10% down.
INFO
Contact Northwoods Credit Union today to learn more about what our Home Loans have to offer!
Contact Northwoods Credit Union today to learn more about what our Home Loans have to offer!
Education & Resources
First Time Home Buyer?
Learn tips on how to financially prepare to purchase your first home. We give you first time home buyer tips here.