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Board of Directors

Debbie Larson


Jeff Kletscher


Christine Nielsen Ringat


Ann Dunaiski


Lisa Follett Pollak


Larry Champeaux

Vice Chairperson 

Nathan Manner


Role as Director

The Credit Union directors are elected by the general membership. A person must first be a member of the credit union to run for a board position. Elections take place at our Annual Meeting, typically held in February or March each year.

If you are interested in running for a board position, we would appreciate if you could fill out the below application and return to the credit union PRIOR to January 1st. If you have any questions, please don’t hesitate to contact us.

During board meetings, you share in the responsibility for the credit union’s future. You contribute to setting policies, approving budgets and all other board functions that help guide the credit union. You are expected to make decisions that are good for the credit union and for the members as a whole, regardless of how those decisions affect your personal situation. Terms are 3 years.

Supervisory Committee

Vicki Radtke


Nick Siltanen

Committee Member

Kasey Olson

Committee Member

Role as a member of the Supervisory Committee

The Credit Union supervisory committee members are elected by the general membership. A person must first be a member of the credit union to run for a supervisory committee position. Elections take place at our Annual Meeting, typically held in February or March each year.

The supervisory committee’s main objective is to perform or work with a qualified firm to perform the annual audit, member account verification and periodic internal audits of operational areas throughout the year.

Change of Board Nominations Process

for the 85th Annual Meeting in 2022

Change of Nominations Process Notice

We have recently updated our bylaws as well as our Board of Directors and Supervisory Committee Election process. You may make nominations for vacancies by petition to the Board of Directors prior to our Annual Meeting. See details below. Going forward, Supervisory Committee members will be appointed by the Board of Directors.

You may make nominations for vacancies by petition signed by 1%, currently a minimum of 110 members.  We will not conduct the election by ballot and there will be no nominations from the floor at the Annual Meeting when the number of nominees equals the number of open positions.

If you wish to make a nomination for the Board, please view below the statement of qualifications and biographical data for the nominees submitted by the nominating committee. Each nominee by petition must submit the Board Application form (below) and the petition form here. If you would prefer a paper version, please call 218-878-3944.

The closing date to submit nominations by petition is February 1st, 2022. Please submit via email at NominatingCommittee@northwoodscu.org or mail to NCU, Attn: Board of Directors, 1702 Avenue B, Cloquet MN 55720.


Bio’s for Incumbent Nominees by the Nominating Committee

Debbie Larson

Debbie was born and raised in Cloquet. She worked for over 25 years at a credit union and is now retired. With her years of experience in a credit union she feels that she has a strong understanding of how a successful credit union should be run. Debbie  feels that it has been an honor to have served on the board for 9 years and has been board chair for 7 of them. As a board member she has participated in many trainings  and workshops to keep informed in the changes of the credit union industry. She enjoys volunteering in the community with Salvation Army and Ruby’s pantry. Working at credit union events has given her the pleasure of meeting more of the members.

Nathan Manner

Nathan was raised in Floodwood, where he returned to after he married in 2006. After 14 years in construction, he made the jump back into the family business, Floodwood Farm & Feed, in 2014. Nathan served on the Floodwood Area Credit Union board and stayed through the merger as an associate board member of the Northwoods Credit Union before joining the board in 2019. As a lifelong credit union member, he believes that Northwoods Credit Union is a vital part of the communities it serves. He is proud and humbled to be part of an organization that is focused on the best interests of its members.

Board Application

We appreciate your interest in our Credit Union. Your qualifications as a volunteer are important in our overall selection process. A clear understanding of your background will aid us in considering you for a volunteer position that best meets your qualifications.

Board Application

  • MM slash DD slash YYYY
  • If related to anyone in our staff and volunteer faculty,

  • Which are you most interested in serving as a volunteer?

  • Please indicate any certified experience in the following areas

  • Reference 1

  • Reference 2

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