Secured Loan Rates
| Loan Type | Terms | APR* | Monthly Payment per $1000 borrowed - Maximum Term | |
|---|---|---|---|---|
| New & Used Autos and Motorcycles1 | Up to 84 Months3 | 4.99% to 17.00%2 | $14.11 - $20.44 | |
| New & Used Recreation Vehicle Loans4 ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment | Up to 180 Months3 | 6.20% to 17.25%2 | $8.55 - $15.58 |
1 Up to 125% financing on new autos for qualified members and up to 125% financing of the NADA average retail value on used autos for qualified borrowers.
2 Rates are determined based on the creditworthiness of the applicant. Effective 10/1/2025.
3 Terms are determined based on the creditworthiness of the applicant and by the loan amount.
4 Up to 125% financing on new for qualified members and up to 125% financing of the NADA average retail value on used for qualified borrowers.
5 Commercial Equipment Rates = 3% higher.
Unsecured Loan Rates
| Loan Type | Terms | APR* As Low As | Monthly Payment per $1000 borrowed - Maximum Term |
|---|---|---|---|
| Unsecured Loan | Up to 60 Months3 | 10.70% to 17.95%2 | $21.60 - $25.37 |
*APR = Annual Percentage Rate
Payment Example: $2,000 at 10.70% for 24 months equals $92.95
Rates based on creditworthiness. Rates range from 10.70% APR to 17.95%
Repayment terms of 3% of outstanding balance or $50, whichever is greater.